Money makes the world go round, but why should you pay over the odds to borrow and save? Compare fees, interest rates and packages quickly and easily with the help of Cost.co.uk! You can check out the latest deals on a huge variety of money products, and will be able to make an informed decision with the help of our comprehensive money guides.
Find Great Loans
Sometimes your pay cheque simply doesn’t stretch far enough. Want to treat yourself to a holiday of a lifetime? Need help saving up for a deposit on a new home? Whatever your situation, you’re able to find secured and unsecured fantastic loans at the click of a button. Though low interest rates on personal loans are very appealing, be sure to read the fine print of every single agreement you stumble upon. You may not qualify for the representative APR advertised by the lender and therefore could end up paying more than you expect!
Before signing up for a loan of any kind, however, bear in mind that if you fail to meet your repayments and struggle to clear your account each time your balance is due, your credit rating will be severely affected. You’ll also need to keep an eye on the Bank of England’s base rates in case your repayment increases in the near future.
Browse Mortgage Rates
Mortgage rates are known to fluctuate constantly, but by scouring the market for the best deals, you can keep your payments as low as possible. Similarly, re-mortgaging your home needn’t be a stressful experience and you’re entitled to find a better deal if you’re unhappy with your current provider.
Consider your current financial plans before signing up for a mortgage, as it is a long-term commitment for anyone, regardless of their circumstances or income. Interest-only mortgages may seem like an attractive option now, but you’ll need to arrange alternative investments or a well-maintained savings account if you are to completely clear your debt once the agreement ends. You’ll also need to take a look the early redemption charges incurred by the bank or lender if you decide to pay off your mortgage before the end of the specified term. Take into consideration expensive booking and arrangement fees and think far ahead to secure a payment plan that won’t prove to be difficult to manage further down the line.
Get Cheaper Credit Card Fees
Don’t be caught out by credit card providers – track down the cheapest deals by getting in touch with us! All of us call upon our credit cards from time to time, and as long as repayments are managed properly, these little strips of plastic can help us manage our cash flow if money becomes tight. Though you may trust your current provider and are reluctant to fix what isn’t broken, you may come across a much better deal from another company and therefore should use a comparison service every now and then to make sure you’re not splashing out more than you need to. Compare great value current and savings accounts and make a better return from your hard-earned cash.